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5 Big Mistakes to Avoid With rates at record lows, here's how to get the best rate possible. moneywatch.com / Your Career The almighty credit score. It determines your interest rates, insurance premiums, and an employers decision to offer you a job? Credit expert John Ulzheimer walks view credit report Savannah you through what employers can and cannot do when it comes to your credit. It determines your interest rates, insurance premiums, and an employers decision to offer you a job? Credit expert John Ulzheimer walks you through what employers can and cannot do when it comes to your credit.

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Yet the terms credit report and credit score are often used interchangeably, and many people have come to believe that they are the same thing.And because of that, many people believe that credit scores play some role in whether or view credit report Savannah not you will get or keep a job.This, of course, is not true it is only the credit reportthat might play that role, and only with your permission. Greg Fisher from CreditScoring.com created a video collage of media outlets, a mistaken Equifax executive and even a FICO advertisement, all claiming that view credit report Savannah employers use scores: This all contributes to a myth that just wont die. Yet all of the credit reporting agencies have gone on record time and time again stating that they do not provide credit scores to employers. And the view credit report Savannah Consumer Data Industry Association (CDIA), the trade organization of the credit reporting agencies, has done the same. According to Stuart Pratt, president of the CDIA: None of the credit reporting agencies sell credit scores to employers, so credit scores dont influence any sort of employment decision. Kristine Snyder, public relations manager at Experian, sent me a list of what is not delivered to employers. So for those of you who believe, suspect or insist that a bad credit score will cost you a job, take comfort: That view credit report Savannah simply is not true. check credit John Ulzheimer is the president of consumer educationof Credit.com and the author of the book Youre Nothing But A Number. He is an expert on credit reporting, credit scoring and identity theft. Formerly of FICO and Equifax, John is the only recognized credit expert who actually comes from the credit industry. He has served as a credit expert witness in more than 60 cases and has been qualified to testify in both Federal and State court on the topic of consumer credit.

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