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For many, financial literacy can mean economic prosperity and protection against fraud and predatory banking practices. During National Financial Literacy Month, we recommit to teaching ourselves and our children about the basics of financial education. Our recent economic crisis was the result of both irresponsible actions on Wall Street, and everyday choices on Main Street. Large banks speculated recklessly check credit San Antonio without regard for the consequences, check credit San Antonio and other firms invented and sold complex financial products to conceal risks and escape scrutiny. free credit score and report At the same time, many Americans check credit San Antonio took out loans they could not afford or signed contracts without fully understanding the terms. Ensuring this crisis never happens again will require new rules to protect consumers and better information to empower them.
The new Consumer Financial Protection Agency I have proposed will ensure ordinary Americans get clear and concise financial information.
We must put an end to confusing loan contracts, hidden fees attached to mortgages, and unfair penalties that appear without warning on bank statements.
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