Time to close -- we're off to enjoy a walk through the mountains.
Consumer Borrowing Increased in July 2011 According to the Federal Reserve’s latest G19 Statistical Release based on July 2011 data, this was the tenth consecutive month that consumer debt increased since April 2008. From June 2011 to July 2011, credit borrowing increased $12 billion, which was double than projected. This was due to non-revolving debt which increased by $15.4 billion which is an annual rate of 11.2%. Revolving debt decreased by $3.4 billion which is an annual rate of -5.2%. The Federal Reserve’s definition of non-revolving credit includes student, auto, boats, and personal and mobile home loans. For this report, debt secured by real estate such as residential mortgages and home equity lines of credit are not tracked.
The increase in non-revolving debt was mostly federal government debt from student loans. There was a slight increase in car borrowing, which increased from an annual rate of 11.41 million autos to 12.2 million. Read the rest of this entry The FBI Mortgage Fraud Report is conducted annually to better understand the threat posed by mortgage fraud crimes against the U.S. official credit report free This most recent report was based on 2010 information and released in 2011. The information was compiled from many sources including the FBI; federal, state and local law enforcement; mortgage industry; other government agencies such as Fannie Mae and Freddie Mac. According to the FBI, “mortgage fraud is a material misstatement, misrepresentation, or omission relied on by an underwriter or lender free credit online Wisconsin to fund, purchase, or insure a loan. This type of fraud is usually defined as loan origination fraud.
Mortgage fraud also includes free credit online Wisconsin schemes targeting consumers, such as foreclosure rescue, short sale, and loan modification.” Read the rest of this entry TransUnion, one of the three credit reporting agencies, received many phone calls in September from consumers regarding a fraud scam. Its because of the volume of calls that TransUnion became aware of the scam. get my free credit report It involves text messages and voicemails informing credit card customers that their credit card has been deactivated and are free credit online Wisconsin instructed to call a number for more information. When the free credit online Wisconsin number is called, a recorded message asks for the sixteen-digit credit card number plus more personal information. TransUnion wants to alert cell and smart phone users about this scam.
It doesn’t matter what type of phone you have, which carrier you use, or what platform you are on, this scam can attack any of them. In July, a similar scam was reported by credit unions from around the country. Credit free credit online Wisconsin union members received text messages from ”Credit Union Services” to call a number to have their card reactivated.
There were several different phone numbers provided. If you get free credit online Wisconsin a voicemail or text like either of these, don’t call the free credit online Wisconsin number on the message. Instead, free credit online Wisconsin call your credit card company using the number on the back of your credit card. This is probably a scam. fast free credit report You should never respond to a request for your personal information on free credit online Wisconsin the internet or phone, unless you are certain of the source. Financial institutions and credit card companies don’t ask for your personal information via the internet or phone, so don’t provide that information.
ليست هناك تعليقات:
إرسال تعليق